Do your employees have access to your financial systems, or handle cash and valuables? If so, you might want to find out more about their financial background by carrying out a credit check.
What is a credit check?
The data in a credit report comes from multiple credit referencing agencies and includes any County Court Judgments (CCJs), Individual Voluntary Arrangement, personal bankruptcies, administration orders and insolvencies in the last 6 years.
Can I employ someone based on their credit report?
If the report comes back as medium or high risk, you have the right to refuse employment to a potential employee as their current financial situation could impact their ability to perform in their job role.
How do I order a credit check with APCS?
We send you a credit check form. All we need is the applicants 5 year address history, full name, date of birth and consent.
You send the form back to us and pay for the credit check, either via invoice or debit/credit card. The cost is £12.50 and there are no monthly fees, you just pay per credit check, as and when you need them.
We carry out the credit check within hours of your order.
We send you an electronic certificate that can be downloaded as a PDF and saved in your HR files for future reference.
If you would like to order a credit check, contact us now via email here or give us a call on 0845 643 1145.
Why not combine your credit checks with criminal record checks to ensure you have full peace of mind when recruiting for your business? APCS would be delighted to carry out DBS checks on behalf of your business – register your business here to start checking your staff today!